Artha App Privacy Policy

1. Introduction

Artha ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclosure, and safeguard your information when you use our mobile application (the "App").

2. Information We Collect

2.1 Personal Data

We may collect personally identifiable information, such as:

• Name and contact details
• Financial information (for expense tracking)
• Transaction history

2.2 Derivative Data

Information our servers automatically collect when you access the App, such as:

• Device type and operating system
• IP address
• Usage statistics

3. Use of Your Information

We use the collected information to:

• Create and manage your account
• Process your transactions and expenses
• Improve App functionality and user experience
• Send you updates and support messages

4. Disclosure of Your Information

We may share information solely in the following situations:

• By Law or to Protect Rights: If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others.

SMS Consent and Phone Numbers

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable.

6. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at: